DegreeArt.com is proud to be members of the Own Art scheme.

Own Art is a national initiative that makes buying contemporary art and craft affordable by providing interest-free credit for the purchase of original work.

Applying for Own Art is easy and only takes 10 minutes!

How much can I borrow?

Own Art is available from £100 - £2,500. This can either be for the purchase of a single item, or for a group of items where the combined value is £100 or more.

How to apply for Own Art:

1. Are you eligible? Own Art is available to all permanent UK residents over the age of 18, subject to status. This means that you must be able to meet one of the following criteria in order to apply for a loan: Working at least 16 hours a week (employed or self-employed) A retired person in receipt of a pension A person in receipt of disability allowance If you do not meet one of these criteria but are married to or living with a partner who does, then you may still apply provided that your partner is happy for their income details to be included on your application form.

2. Ask for Own Art
Once you've found the piece of work that you want to buy, just let us know that you'd like to apply for Own Art to finance your purchase. Don't forget that if you are applying for Own Art in person you will need to show proof of ID – this could be in the form of a utility bill or just simply your driving licence -- along with a credit or debit card as proof of signature.  

3. Complete the application
We will take you through the loan application process, which normally takes about 10 minutes. Once you've given all the information we need, you'll get an instant decision. A deposit is not necessary (although you may choose to pay one at your discretion).

4. Take your artwork home
Once the agreement has been signed, the process is complete. You can take your artwork away there and then or arrange to have it delivered! You will receive a welcome letter from our finance partner Novuna Consumer Finance and following this the 10 monthly payments will be collected from your account via direct debit. This usually starts about four weeks after you have made your purchase. You can contact Novuna to change the payment date to one more convenient for you.

Please get in touch if you would like to discuss taking out an Own Art loan 
+44 020 3701 7411 / info@degreeart.com

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Own Art is a Creative United initiative supported by Arts Council England, Creative Scotland and Arts Council of Northern Ireland.